Medicare is a plan offered by the federal government for senior citizens. If you have Medicare now and want to keep it that way, or if you are just looking to get some additional coverage, you may want to consider a Medicare Pennsylvania Supplement. It is important to note that both of these types of plans will cover the same basic components, which is to keep the original Medicare coverage intact, and simply provide a supplemental option to meet your needs. There are some differences in each plan, however, depending on which option you select. To determine what exactly you should do to enroll in Medicare, check out below to see which fits your individual situation best. Read more.
If you currently are covered under one of the standard policies that are offered through a private insurance company, and you suddenly find yourself needing extra coverage, you are usually eligible to enroll in Medicare Part A. In order to participate in this program you must have an acceptable income that is higher than the yearly maximum limit for Medicaid. Once you are enrolled in Medicare Part A, you can apply for Medicare Advantage Plans at any time.
If you are currently covered under Medicare part B, and you suddenly find yourself needing additional coverage, you are eligible to enroll in Medicare Part D. In order to participate in Medicare Part D, you must be already enrolled in Medicare part A. To apply for Medicare Part D, you must also be enrolled in a Medicare Advantage Plan. Each month you will receive a discount for the additional coverage that you are applying for. Medicare Part D will cover most of the fees that you would have paid for Medicare Parts A or B, and the premiums for the additional coverage are paid by you, just like Medicare Advantage Plans.